Savings Accounts
We All Have Different Goals
Financial security, now and in the future, is important to everyone. At Wallkill Valley Federal Savings and Loan, we have designed our savings account options to help you achieve your financial goals, whatever they might be. Our highly personalized level of attention and exceptional customer service will ensure that you get the right products and services for you need to achieve your goals.
Whether you are saving for retirement, college tuition, or the vacation of your dreams- let us help you make those dreams a reality. If you are looking to save for a rainy day or putting money away for a specific purpose, we want to help make saving money easy and hassle free. You can choose from our selection of Deposit Savings Accounts, Club Accounts, Money Market Savings Accounts, Certificates of Deposit (CDs), and Individual Retirement Accounts (IRAs).
Ready to start saving and would like to learn more? Give us a call at 845-895-2051 or stop by one of nine convenient branch locations to learn more about our personal savings account options.
Our Savings Account Options:

Statement SAvings
If you are looking for a bit more access to the money you are setting aside, a statement savings account is a good place to start. With this type of account, you gain access to our ATM machines plus, you have the ability to manage your accounts via online banking and telephone banking (including transfers between statement accounts). Plus you will receive monthly statements detailing account activity. Get started today with just $10.
Youth Savings Account
Our youth savings account is a great way for little ones to learn about saving money. The account can be opened and begin earning interest with a deposit of $1, and the account holder receives a Birthday Bonus equal to $5.00 each year until they turn 18! Once they are 18 the account will be converted to our statement savings account.


Holiday Club
A Holiday Club Account is an easy way to set money aside for the holiday season so that the end of the year festivities don’t leave you going broke! You only need $10 to open an account and are only required to maintain a $10 minimum balance. On the 3rd Friday of October, we’ll cut you a check in the amount you’ve saved over the course of the year.
All Purpose Club
An All Purpose Club Account is another great way to set money aside and save for a special purpose. You only need $10 to open an account and are only required to maintain a $10 minimum balance. Checks will be cut or funds will be automatically deposited at the end of the club account period which will be designated ahead of time.
For the most up to date rate information click Deposit Rates
