COVID-19 Loan Deferral Assistance Payroll Protection Program (PPP) Loan Application Instructions Additional information on the Paycheck Protection Program (PPP) and Economic Injury Disaster Loans (EIDL)

Mortgage Rates

Mortgage Rates(2)

Product(3) Term Rate APR(1) Points Monthly Payments per $1,000(6)
Product(3) :
15 Year Fixed Conforming *
Term :
15 Years
Rate :
2.625%
APR(1) :
2.691%
Points :
0
Monthly Payments per $1,000(6):
$6.79
Product(3) :
20 Year Fixed Conforming*
Term :
20 Years
Rate :
3.000%
APR(1) :
3.055%
Points :
0
Monthly Payments per $1,000(6):
$5.60
Product(3) :
30 Year Fixed Conforming*
Term :
30 Years
Rate :
3.125%
APR(1) :
3.165%
Points :
0
Monthly Payments per $1,000(6):
$4.32
Product(3) :
7/1 Adjustable Rate (4) *
Term :
30 Years
Rate :
3.375%
APR(1) :
3.417%
Points :
0
Monthly Payments per $1,000(6):
$4.42
Product(3) :
10/1 Adjustable Rate (5) *
Term :
30 Years
Rate :
3.500%
APR(1) :
3.543%
Points :
0
Monthly Payments per $1,000(6):
$4.49

*Loan Amounts up to $510,400

(1) APR = Annual Percentage Rate

(2) Rates quoted are subject to change anytime

(3) Products listed above are for conforming mortgages. Call for Super Conforming and Jumbo & rates. Mortgage interest above are for single family owner occupied primary residences.  Mortgage interest rates for Fixed Rate Mortgages are for purchases or no cash out refinances with a combined loan to value less than 60% and a minimum representative credit score of 720 with no additional points.  Mortgage interest rates for Adjustable Rate Mortgages are for loans with a combined loan to value of 80% or less and a representative credit score of 680 or higher.  Subject to credit approval.

(4) Interest rates are fixed for the first seven years, adjusts annually thereafter.

(5) Interest rates are fixed for the first ten years, adjusts annually thereafter.

(6) Monthly payment shown above does not include amount for monthly real estate tax and insurance premiums (if applicable) which will make monthly payment obligation higher.

Loan Rates Effective 10/7/2020
NMLS Institution ID#: 1790987