Residential Construction/Perm Mortgage

Build Your Dream Home!

Need A Construction Loan to build your dream home?  Look no further than Wallkill Valley Federal Savings and Loan!  We’ll work closely together with you each step of the way so you understand the unique aspects of construction loan financing. From the time you apply for the loan until the time you move in, the team at Wallkill Valley Federal will be there. Construction Loans by their nature require strong communication between the lender and loan holder making Wallkill Valley Federal Savings & Loan the ideal lender for this type of loan.

Whether you are constructing a stick built, modular, or kit home our programs can be tailored to meet your needs.  If you are building a home but are not familiar with Construction Loans and how they work, give us a call.  We would be happy to educate you and help you assess if this is the right loan product for your needs.

Want to learn more about how the advance schedule of a Construction Loans?  Click here for a sample advance schedule. And if you have any questions at all, please get in touch with us!

Cyndi O'Brien


845-895-2051 ext 431
Cell: 845-346-6635
NMLS # 754577

NMLS Institution ID: 1790987

Michael Kinsch


845-895-2051 ext. 460
Cell: 845-392-4583
NMLS # #768988

NMLS Institution ID: 1790987

You can get started right now!

NMLS Institution ID#: 1790987