COVID-19 Loan Deferral Assistance Payroll Protection Program (PPP) Loan Application Instructions Additional information on the Paycheck Protection Program (PPP) and Economic Injury Disaster Loans (EIDL)


Wallkill Valley Federal Savings & Loan now offers CardValet® through our Mobile Banking App! CardValet® allows YOU to define when, where, and how your card is used. CardValet® can help keep you safe and secure, stick to your budget, and regulate alternative card user spending with convenient features like set spending limits, location controls, regulate merchant types, and on/off setting.


Turn your card on and off instantly, for any reason


Control transactions by category or dollar amounts


Easily set, customize, and modify purchase alerts

The technology is available for both iPhone and Android.

Simply Download our Mobile Banking App from iTunes App Store on an iPhone or The Google Play Store on an Android device.


Modern Technology
Hometown Feel


Location-Based Alerts
and Controls

Use location controls to restrict merchant transactions located
within a certain range of each cardholder’s location (using the phone’s GPS); transactions
requested outside of the specified range can be declined.

Usage Alerts
and Controls

Users can establish spending
limits to allow transactions up to a
certain dollar value and decline
transactions when amounts
exceed pre-defined thresholds.


Cardholders can disable a lost or stolen card. When the card is “on,”
transactions are allowed in
accordance with each cardholder’s
usage control settings. When the
card is off, no purchases or
withdrawals are approved
until the card is turned back on.

Merchant Alerts
and Controls

Transactions can be monitored
or controlled for specific
purchases, such as gas, hotel,
travel, restaurants and groceries. Transactions can also be monitored
and controlled for specific
transaction categories like in-store purchases, e-commerce
transactions, mail/phone orders,
and ATM transactions.