Checking Accounts

Bank Smarter

With products designed with you in mind.  Let us help you find your ideal account.

Bank Easier

All checking accounts include convenient services such as:

  • Mobile Banking & Mobile Deposit
  • Internet Banking
  • Online Bill Pay
  • ATM/ MasterCard™ Debit Card
  • Convenient Month End Statements

Checking Account Options Include:

Basic Checking

A free checking account. No minimum balance requirements and no monthly service fees!

Personal Now

This account features great rates that are among the highest available from any local institution. Interest is compounded continuously and is credited to your account on a monthly basis.

  • To obtain the disclosed annual percentage yield you need to maintain a minimum balance of $100.
  • With a minimum daily balance of $300 there are no fees associated with the account. The $9.00 service fee applies if your account balance falls below the minimum at any time during the month.

50 Plus Checking

If you are over 50, and you are looking for an interest-bearing account, our 50 Plus Checking account is another great free checking account option with no minimum balance requirements and no monthly service fees.

Student Checking

Another FREE checking account, our Student Checking offers students 16 years or older* the convenience of a checking account. There are no minimum balance requirements and no monthly service fees!

* If you are 14 to 17 years of age you must have a parent or legal guardian on the account as a joint account holder.

Platinum Checking

An interest bearing account, our Platinum Checking also gives you 4 free foreign ATM transactions* per month. As with the NOW account, interest is compounded continuously and is credited to your account on a monthly basis

  • To obtain the disclosed annual percentage yield you need to maintain a minimum balance of $100.**
  • You also need to sign up for monthly e-statements

*  WVFSL will waive 4 foreign ATM transaction fees up to $10 per month.
** The
$9.00 service fee applies if your account balance falls below the minimum at any time during the month.

Hometown Hero

Our Hometown Hero Account offers active or retired Military, Police, Fire Department or Ambulance the convenience of a free checking account.* Additional features include 5 free foreign ATM transactions per month** and a .25% discount on consumer loan rate when you use the automatic loan payment feature.

  • To obtain the disclosed annual percentage yield you only need to maintain a minimum balance of $1000.***

* Proof of active service or retirement required.
** WVFSL will waive 4 foreign ATM transaction fees up to $10 per month.
*** The
$9.00 service fee applies if your account balance falls below the minimum at any time during the month.

For the most up to date rate information click Deposit Rates