Deposit Rates

With a wide variety of account types available, Wallkill Valley Federal Savings and Loan is sure offer products that meet your needs. Review our Deposit Rate information and as always, let us know if you have any questions.

Checking/Savings Rates

PRODUCT
INITIAL DEPOSIT REQUIREMENT
RATE
APY*
WITH
Flex Plus Checking
$0
0.15%
0.15%
At Least $100 Balance
Personal NOW Checking
$300
0.10%
0.10%
At Least $100 Balance
Platinum Checking
$500
0.15%
0.15%
At Least $100 Balance
Hometown Hero Checking
$50
0.12%
0.12%
At Least $1000 Balance
Non-Profit Checking
$300
0.10%
0.10%
At Least $100 Balance
Passbook Savings
$10
0.05%
0.05%
$10 Minimum Balance
Statement Savings
$10
0.25%
0.25%
$10 Minimum Balance
Youth Savings
$1
0.12%
0.12%
$1 Minimum Balance
Holiday Club
$10
0.10%
0.10%
$10 Minimum Balance
All Purpose Club
$10
0.10%
0.10%
$10 Minimum Balance

Certificate of Deposit Rates***

Term
Rate
APY*
With
6 Months
.20%
.20%
$2,500 Minimum Deposit
12 Months
1.35%
1.36%
$500 Minimum Deposit
18 Months
1.75%
1.76%
$500 Minimum Deposit
24 Months
2.25%
2.27%
$2,500 Minimum Deposit
30 Months
.60%
.61%
$500 Minimum Deposit
36 Months
2.40%
2.43%
$1,000 Minimum Deposit
48 Months
2.45%
2.48%
$2,500 Minimum Deposit
60 Months
2.50%
2.53%
$2,500 Minimum Deposit
Rates subject to change without notice. See above for effective date of rates. Fees could reduce the earnings on the account. Penalties may be imposed for withdrawals made or closing account prior to maturity. Rates effective as of 8/11/2022

Individual Retirement Account Rates ***

IRA Statement Savings

RATE
APY*
WITH
0.25%
0.25%
$10 Minimum Balance

Variable Rate IRA

RATE
APY*
WITH
0.75%
0.76%
$10 Minimum Deposit

Money Market Account Rates

Statement Money Market

RATE
APY*
WITH
RATE
APY*
WITH
0.05%
0.05%
$100 - $2499.99
0.05%
0.05%
$100 - $2499.99
0.10%
0.10%
$2500 - $9,999.99
0.10%
0.10%
$2500 - $9,999.99
0.15%
0.15%
$10,000 - $24,999.99
0.15%
0.15%
$10,000 - $24,999.99
0.20%
0.21%
$25,000 - $49,999.99
0.20%
0.21%
$25,000 - $49,999.99
.50%
.51%
Over $50,000
.50%
.51%
Over $50,000

Premier Money Market 

RATE
APY*
WITH
.00%
.00%
$.0 - $74,999.99
.20%
.21%
$75,000 - $249,999.99
.30%
.31%
$250,000 - $399,999.99
.40%
.41%
$400,000 - $599,999.99
.50%
.51%
$600,000 and Over

Business Money Market Savings 

RATE
APY*
WITH
.00%
.00%
$0 - $14,999
.10%
0.10%
$15,000 - $49,999
.25%
.26%
$50,000 - $99,999
.40%
.41%
$100,000 - $199,999
.50%
.51%
$200,000 and Over
Deposit rate effective 8/11/2022. Rates subject to change without notice. Rates may change after account opening. Fees could reduce the earnings on the account. * APY means:Annual Percentage Yield *** Penalties may be imposed for withdrawals made or closing account prior to maturity.