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Commercial Lines of Credit

We support local businesses.

We understand that businesses often need a source of temporary working capital to meet their operational needs.Paying back interest on only the amount borrowed when cash flow is tight allows the breathing room you need to get through the rough times. We offer line of credit products with competitive rates that provide the rates and terms that fit your budget.

Wallkill Valley Federal Savings & Loan is here for you.If you are looking for a short term solution to finance receivables, purchase inventory or take advantage of a seasonal opportunity, either of the Wallkill Valley Commercial Loan Officers are eager to help.


Domenic Baiocco
Vice President, Commercial Loan Officer

Office: 845-895-2051 ext 438

Cell: 551-404-4819

NMLS# 1632788

Michael Cappillino

Michael Cappillino
Assistant Vice President, Commercial Loan Officer

Office: 845-895-2051 ext 454

Cell: 914-489-0016

NMLS# 24544