Personal Banking

Personal Banking Services Tailored to Your Needs

Wallkill Valley Federal Savings and Loan was founded in 1913 for the purpose of helping members of our community achieve their financial goals. More than one hundred years later, we continue to provide the value-added personal banking services that New Yorkers need most.

Checking accounts are the foundation of personal finances today, providing account holders with the flexible and affordable options they need to bank smarter. We offer the same mobile and online banking options that large, national banks do, without sacrificing the many benefits that a regional, community bank offers.

Our savings account options make it as easy as possible for you to save money and even earn interest. You can choose the type of account that best meets your needs, depending on how you want to save and the amount of access you need to your funds. We even have options for helping younger folks learn about the value of wise saving and money management habits.

We offer a variety of FDIC insured certificates of deposit (CDs), ranging from six- to 60-month terms. We also offer Individual Retirement Accounts (IRAs), so you can earn tax-free interest while providing for your future financial security. If you prefer more flexibility, ask us about our Money Market Account options. These accounts provide tiered interest rates to maximize your opportunities for growing your principle balance.

We have worked hard to keep our personal banking fees and minimum balance requirements as low as possible. Combine our modest fee structure with the highly personalized level of service and attention we provide, and you will soon see why our valued customers call ours the best personal banking services in New York.

Call or stop by today to learn more. In addition to our main office in Wallkill, we have convenient branches throughout the Hudson Valley. We look forward to assisting you with all of our New York personal banking needs.

When you are unsure of the best choice for your family’s financial needs,
Wallkill Valley Federal Savings and Loan is here to help.

Our customer service representatives will sit with you to explore our checking account options and help you determine which account is the right fit for your needs. We’ll help you meet your financial goals by reviewing deposit account options from your basic savings account to Certificates of Deposits, to IRAs and Money Market Accounts. If setting money aside for your children’s education is one of your goals, we’ll help you with that and when they are ready, we’ll help them open a savings account of their own.

Our Services Include

  • ATM/Debit Card
  • Internet Banking/Online Bill Pay
  • Mobile Banking
  • Remote Deposit
  • 24 Hour Telephone Banking
  • Bank-by-Mail
  • Coin Machines
  • Drive-Up Tellers *
  • Safe Deposit Boxes *
  • Direct Deposit
  • 24 Hour Night Depository
  • Free Notary Service*
  • Overdraft Protection
  • Money Orders
  • Savings Accounts
  • Money Market Accounts
  • US Savings Bonds Redemption
  • Checking Accounts
  • Business Checking Accounts
  • Holiday Clubs
  • Individual Retirement Accounts
  • Certificates of Deposit
  • Construction Loans
  • Consumer Loans
  • Commercial Loans
  • Mortgage Loans
  • Home Equity Lines of Credit
  • Fixed-Rate Home Equity Loans

* Not at all locations.