The 4th of July is a day to Let Freedom Ring as we gather to celebrate the Independence of our great nation. As a member of your community, we wanted to keep you updated on all the exciting events going on near you. We hope to see you around town! Fireworks Newburgh: Cronomer Hill Park…
You get your mail, just like every other day. Along with the junk mail and magazines is an envelope from your credit card company. When you see the balance, suddenly this normal routine isn’t so normal. You’ve been a victim of identity theft. What Exactly Is Identity Theft? Identity theft occurs when someone unlawfully obtains…
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The time has finally come, our new website is complete! We hope you like our fresh new look and that the site helps you to bank easier. Some of the new features include: Simple, Modern User Experience Weekly Blog – Watch for new blogs updated weekly on topics ranging from mortgages to business loans to…
We’ve been talking about home loans on our blog this month. We’ve taken you through our unique loan process and discussed the differences between construction loans and conventional mortgages. Today on the Wallkill Valley Federal Savings & Loan blog we wanted to discuss you, our customer. Could you be our loan customer? Are you looking…
Let’s start with a definition. According to Wikipedia, a Construction Loan is any value added loan where the proceeds are used to finance construction of some kind. Because it is designed for construction, the defining features of these loans include special monitoring and guidelines to ensure the project is completed so that repayment can begin…
You’ve probably heard it before, a bank telling you they are different from other lenders as a way of asking for your business. At Wallkill Valley Federal Savings & Loan we don’t just talk about being different, we are different. So today we thought we would walk you through our loan process so you can…
Owning a small business can be a challenge. Especially in an economic climate that is less than ideal. You may have a vision for the future of your company but are unable to raise the funds you need to see it through. We believe that local businesses deserve access to the capital they need. We…
Type “How much house can I afford” into Google and you will get 51,900,000 results, most of which link you directly to a mortgage calculator. While Google is an awesome tool and mortgage calculators are great, there is just no substitute for actually speaking to a real life person. A person can answer your questions…
Who? Our first W is Who. Who needs a mortgage pre-qualification letter? The simple answer is that anyone who is in the market to purchase a home. If that is you, read on, we are about to provide all the information you need to get this valuable document working for you. What? The second W…