We want you…to be a part of the loan experience at WVFSL

We’ve been talking about home loans on our blog this month.  We’ve taken you through our unique loan process and discussed the differences between construction loans and conventional mortgages. Today on the Wallkill Valley Federal Savings & Loan blog we wanted to discuss you, our customer. Could you be our loan customer? Are you looking…

What is a construction loan and who is a good candidate for one?

Let’s start with a definition.  According to Wikipedia, a Construction Loan is any value added loan where the proceeds are used to finance construction of some kind.  Because it is designed for construction, the defining features of these loans include special monitoring and guidelines to ensure the project is completed so that repayment can begin…

Bank Easier with our enhanced online banking system.

mobile banking

The goal of Wallkill Valley Federal Savings & Loan is community first. That means that we take a look at the services and products we offer our customers and do what we can to make banking easier for our customers. According to the Pew Research Center, 51% of adults in the United States do a…