Category Archives: Loans

Dos and Don’ts for a Home Mortgage Refinance, Part 2

don'ts home mortgage refinance

In part one of this two-part blog series, we went over some of the top areas to prioritize when considering a mortgage refinance. While there are many reasons for refinancing your home loan, from improved rates or repayment conditions to capitalizing on equity and improving your finances, ensuring you take the right steps to reach…

Dos and Don’ts for a Home Mortgage Refinance, Part 1

dos home mortgage refinance

If you’re currently paying off a mortgage loan for your home, there may be a few different reasons you’re considering a mortgage refinance. Many do this to achieve a lower payment or more favorable loan terms, while others look to take advantage of their equity in some way during a refinance period, including improving struggling…

Small Business Loans

business meeting

Small businesses stand to gain significant benefits from small business loans no matter what stage of operations they are in. Whether they are just getting started, trying to recover from a loss, or embarking on an expansion project, a strategically-timed loan could help them achieve their immediate goals. At Wallkill Valley Federal Savings & Loan,…

Do You Have Enough Set Aside For Closing Costs?

keys in door

When purchasing a house, most prospective buyers focus mainly on the down payment, without giving much thought to the other expenses. Closing costs can add significantly to your expected financial outlay, and you should plan for them to avoid any potential issues.   Closing costs defined The term “closing costs” refers to the various expenses…