Checking Accounts

We understand how hard you work for your money and want to help you keep more of it!

That is why we offer FREE Checking!

Plus all of our checking accounts include convenient services such as:

  • Internet Banking
  • Online Bill Pay
  • ATM/ Visa™ Check Card
  • Convenient Month End Statements
  • Mobile Deposit via our new Mobile Banking App

Checking Account Options:

WVFS&L Basic Checking
FREE Checking. No minimum balance requirements and no monthly service fees!

WVFS&L NOW Account
This account features great rates that are among the highest available from any local institution. Interest is compounded continuously and is credited to your account on a monthly basis.

For the most up to date rate information click Deposit Rates.

  • To obtain the disclosed annual percentage yield you only need to maintain a minimum balance of $100.
  • With a minimum balance of $300 there are no fees associated with the account. The $9.00 service fee applies if your account balance falls below the minimum at any time during the month.

Student Checking 
Another FREE Checking Account, our Student Checking offers students 16 years or older* the convenience of a checking account. There are no minimum balance requirements and no monthly service fees!

* If you are 16 or 17 years of age you must have a parent or legal guardian on the account as a joint account holder.

Platinum Checking
Another interest bearing account, our Platinum Checking Account also gives you 4 free foreign ATM transactions* per month. As with the NOW account, interest is compounded continuously and is credited to your account on a monthly basis.  You must deposit $500 to open this account.**

  • To obtain the disclosed annual percentage yield you only need to maintain a minimum balance of $100.
  • You also need to sign up for monthly e-statements.

*WVFSL will waive 4 foreign ATM transaction fees up to $10 per month, if enrolled in e-statement, and maintain a minimum balance of $500.
**A $9.00 service fee applies if your account balance falls below the minimum at any time during the month.