Mortgage Rates

Mortgage Rates(2)

Product(3)
Term
Rate
APR(1)
Points
Monthly Payments per $1,000(6)
10 Year Fixed Conforming*
10 Years
5.500%
5.672%
0
$10.85
15 Year Fixed Conforming *
15 Years
5.500%
5.621%
0
$8.71
20 Year Fixed Conforming*
20 Years
5.875%
5.976%
0
$7.09
30 Year Fixed Conforming*
30 Years
5.875%
5.951%
0
$5.92
7/1 Adjustable Rate Conforming (4) *
30 Years
5.375%
5.756%
0
$5.60
10/1 Adjustable Rate Conforming (5) *
30 Years
5.625%
5.829%
0
$5.76
*Loan Amounts up to $806,500 (1) APR = Annual Percentage Rate (2) Rates quoted are subject to change anytime (3) Products listed above are for conforming mortgages. Call for Super Conforming and Jumbo rates. Mortgage interest rates above are for single family owner occupied primary residences.  Mortgage interest rates for Fixed Rate Mortgages are for purchases with a combined loan to value less than 60% and a minimum representative credit score of 720 with no additional points.  Mortgage interest rates for Adjustable Rate Mortgages are for loans with a combined loan to value of 80% or less and a representative credit score of 680 or higher.  Subject to credit approval. (4) Interest rates are fixed for the first seven years, adjusts annually based on the index, the weekly average yield of the US Treasury adjusted to a constant maturity of one year, plus a margin. (5) Interest rates are fixed for the first ten years, adjusts annually based on the index, the weekly average yield of the US Treasury adjusted to a constant maturity of one year, plus a margin. (6) Monthly payment shown above does not include amount for monthly real estate tax and insurance premiums (if applicable) which will make monthly payment obligation higher. Loan Rates Effective 02/13/2026 NMLS Institution ID#: 1790987