Loans

We’re different than other lenders. You’ll find that taking out a loan with Wallkill Valley Federal Savings & Loan is about more than filling out a seemingly endless stack of forms, it’s an experience. Our philosophy of community first means we are here to help. We get to know the people in our neighborhood so that when it comes time to make a decision on a loan, we are able to consider all of the factors involved. Each loan decision we make is made within our four walls, person to person and face to face.

We understand that Loan Products are not one size fits all and that everyone has different needs. Whether you need a consumer loan or a loan for an investment property, we would love to talk to you. If you are thinking about utilizing the equity in your home, we are here to review your options. If you can’t decide if you need a Mortgage Loan or a Construction Loan, we’ll review your needs and help you find the product that fits.

Our Loan Products Include:

  • Mortgages
  • Investment Property Loans
  • Construction Loans
  • Home Equity Lines of Credit