Personal Banking

Personal Banking Services Tailored to Your Needs.

Wallkill Valley Federal Savings and Loan was founded in 1913 for the purpose of helping members of our community achieve their financial goals. Fast forward to today, we are still committed to providing the value-added personal banking services that are needed most.

Checking accounts are the foundation of personal finances. We offer flexible and affordable checking account options to help you bank smarter. We offer the same mobile and online banking options that larger banks do, without sacrificing the many benefits that a community bank offers.

Our savings account options make it easy for you to save money and earn interest. You can choose the type of account that best for your needs, depending on how you want to save and the amount of access you need to your funds. We even have a Youth Savings Account option for helping kids learn about the value of a dollar, wise saving, and money management habits.

We offer a variety of FDIC insured Certificates of Deposit (CDs), ranging from 6-month to 60-month terms. We also offer Individual Retirement Accounts (IRAs), so you can earn tax-free interest while providing for your future financial security. If you prefer more flexibility, ask us about our Money Market Account options. These accounts provide tiered interest rates to maximize your opportunities for growing your principle balance.

We have worked hard to keep our personal banking fees and minimum balance requirements as low as possible. Combine our modest fee structure with the highly personalized level of service and attention we provide, and you will soon see why our valued customers call ours the best personal banking services in the Hudson Valley.

When you are unsure of the best choice for your family’s financial needs, Wallkill Valley Federal Savings and Loan is here to help.

Not sure what kind of account you need to meet your goals? Our customer service representatives will sit with you to help you determine which account is the right fit for your needs. We offer a personalized banking experience that you won’t find at other banks. We take the time to get to know you because to us, you are more than just an account number. 

Personal Banking

• Deposit Rates
• Money Market Accounts
• Checking Accounts
• Savings Accounts
• Certificates of Deposit
• IRAs
• Personal Banking Fees