Small Businesses…we’re your biggest fan! Business Banking at WVFSL


Wallkill Valley Federal Savings and Loan are BIG supporters of small businesses in the Hudson Valley.  We work with businesses of all shapes and sizes from the local pizza place on the corner to your favorite physician in town to the construction firm that built your home and the law firm that handled the closing.

Whatever your small business may need, WVFSL wants to be your resource
Those aren’t just words for us, we really mean them!  We want to get to know your business, find out all about what you do, why you love to do it; then roll up our sleeves and help you make it happen.  Whether you are looking to expand, need a little working capital or want to pay off some debts, we can help.

Some of the ways WVFSL can help include having conversations about:

  • Checking & Savings Accounts
    That give you access to on –line banking and offer low minimum balances and fees.
  • Real Estate Loans
    Are used for the purchase or refinance of a commercial property with terms that vary to meet your needs.
  • Construction Loans
    Construction financing is available for most commercial properties.  Construction periods up to one year with flexible advance schedules to meet your needs.
  • Term Loans
    Business loans to finance the purchase of equipment, vehicles, fixed assets or permanent working capital.
  • Lines of Credit
    A solution for the short term financing needs of your business.  They are a great way to finance receivables, purchase inventory, take advantage of seasonal opportunities.

We want to be more than just your bank
We want to build a relationship with you.  If you aren’t sure what type of loan or account would be best, we can talk discuss the particulars so you can make an informed decision.  We want to be your vital business partner and understand your business, and work together to build a strong business relationship that assists in the attainment of your vision.  All of our loan approvals are done within the four walls of our branches which means you and your business is about more than numbers on a page.  As an added bonus, our internal approval process allows for faster processing.

With locations in Wallkill, Walden, Highland Falls, Monroe, Milton, Montgomery, Maybrook and Otisville busy business owners have more branches to visit and take care of their banking needs.  If you haven’t yet had a Business Banking Experience with us, we invite you to get in touch with one of our business bankers.  Contact Michael Cappillino  at 845-895-2051 ext 454 or Domenic Baiocco at 845-895-2051 ext 438.