Get a Loan

We’re different than other lenders.

As a small-town bank, we understand taking out a loan is a lot more than your credit score and a stack of forms. At Wallkill Valley Federal Savings and Loan each loan decision is carefully considered in-house with our personal attention. Loan products are not one size fits all and we will review your options with you to ensure we find the product that best fits your needs.

Business Loans

Whether you’re building your business from the ground up or looking to expand, we have business loan products designed to help you achieve your goals. We offer a variety of business loan products that include:

  • Real Estate Loans
  • Construction Loans
  • Term Loans
  • Lines of Credit

Not sure where to start? Contact one of our Commercial Lenders and they would be happy to review your options with you!

 

Meet Our Commercial Lenders

Domenic Baiocco

Contact

845-895-2051 ext. 438
Cell: 551-404-4819
NMLS #1632788

Michael Cappillino

Contact

845-895-2051 ext. 454
Cell: 914-489-0016
NMLS #24544

Residential Loans

Whether you’re buying your first home or wanting to use the equity you’ve already established, we’ve got your covered. We offer a variety of residential loan products that include:

  • Residential Mortgages
  • Construction Loans
  • Home Equity Loans
  • Home Equity Lines of Credit

Not sure where to start? Contact one of our Residential Lenders and they would be happy to review your options with you!

 

Meet Our Residential Lenders

cyndi o'brien

Contact

845-895-2051 ext. 431
Cell: 845-346-6635
NMLS #754577

Michael Kinsch

Contact

845-895-2051 ext. 460
Cell: 845-392-4583
NMLS #768988