Loan Rates

The following mortgage rates are for both purchases and refinances. 

Mortgage Rates

Product*** Term Rate APR(1) Points Monthly Payments per $1,000
15 Year Fixed Rate* 15 Years 3.500% 3.571%

0

$7.15

30 Year Fixed Rate* 30 Years 4.375% 4.423%

0

$4.99 

20 Year Fixed  Rate* 20 Years 4.000% 4.061%

0

$6.06

7/1 Adjustable Rate 30 Years  3.500% 3.539%

0

$4.49

10/1 Adjustable Rate 30 Years  4.125% 4.170%

0

$4.85

* Rate quoted is subject to change daily.
** Down Payment requirements are based on loan amount, type of loan and location of property.

*** Products listed above are for conforming mortgages.  Call for Jumbo & non-conforming rates.

Home Equity Rates

Product Term Rate APR(1) Monthly Payments per $1,000
Home Equity Line of Credit**   Variable Monthly 4.250%  
Closed End Fixed Rate Home Equity Loans 0 - 5 Year Term*

4.000%

4.000%

 $18.42

Closed End Fixed Rate Home Equity Loans 6 - 10 Year Term*

5.250%

5.250%

 $10.73

Closed End Fixed Rate Home Equity Loans 11 - 15 Year Term*

6.000%

6.000%

 $8.44

Note: All Rates Are Subject To Change Without Prior Notice

** Prime + 0% for the life of the loan.

(1)APR = Annual Percentage Rate                  NMLS Institution ID#: 404992

Effective April 21, 2014