Loan Rates

The following mortgage rates are for both purchases and refinances. 

Mortgage Rates

Product*** Term Rate APR(1) Points Monthly Payments per $1,000
15 Year Fixed Rate* 15 Years 3.125% 3.192%

0

$6.97

30 Year Fixed Rate* 30 Years 3.750% 3.792%

0

$4.63 

20 Year Fixed  Rate* 20 Years 3.500% 3.556%

0

$5.80

7/1 Adjustable Rate 30 Years  3.125% 3.162%

0

$4.28

10/1 Adjustable Rate 30 Years  3.375% 3.414%

0

$4.42

 * Rate quoted is subject to change daily.

** Down Payment requirements are based on loan amount, type of loan and location of property.

*** Products listed above are for conforming mortgages.  Call for Jumbo & non-conforming rates.  Mortgage interest rates shown are for one to four family owned occupied primary residences with a combined loan to value of 80.00% or less and a representative credit score of 680 or higher.  Other loan programs available at competitive interest rates and fees may be available.

Home Equity Rates

Product Term Rate APR(1) Monthly Payments per $1,000
Home Equity Line of Credit**   Variable Monthly 4.250%  
Closed End Fixed Rate Home Equity Loans 0 - 5 Year Term*

3.625%

3.625%

 $18.25

Closed End Fixed Rate Home Equity Loans 6 - 10 Year Term*

4.875%

4.875%

 $10.55

Closed End Fixed Rate Home Equity Loans 11 - 15 Year Term*

5.625%

5.625%

 $8.24

Note: All Rates Are Subject To Change Without Prior Notice

** Prime + 0% for the life of the loan.

(1)APR = Annual Percentage Rate                  NMLS Institution ID#: 404992

Effective March 30, 2015