Deposit Rates

With a choice of short or long term savings programs...Wallkill Valley Federal has the right savings program for you!

Checking/Savings Rates

Product Initial Deposit Requirement Rate APY* With
NOW Personal Checking with Interest $300 .10% .10% At least a $100 balance
Passbook Money Market Account $2500 .10% .10% Above $2,500 balance
Holiday Club Account $10 .15% .15% $10 minimum balance
Passbook Savings Account  $10 .10% .10%

Above $10 balance

Statement Savings Account $10 .30% .31% Above $10 balance

Certificate of Deposit Rates

Term Rate APY* With
6 Months .30 %   .31% $2,500 Minimum Deposit
1 Year .50% .51% $500 Minimum Deposit
18 Months .60% .61% $500 Minumum Deposit
24 Months .70% .71%  $2,500 Minimum Deposit 
30 Months .80% .81% $500 Minimum Deposit
48 Months 1.40% 1.43% $2,500 Minimum Deposit
60 Months 1.60% 1.63%  $2,500 Minimum Deposit

Statement Money Market Account Rates **

Rate APY* With
.10% .10% $.01 to $ 2,499.99
.15% .15% $2,500 - $9,999.99
.20% .21% $10,000 - $24,999.99
.25% .26% $25,000 - $49,999.99
.35% .36% $50,000 and over

IRA Certificate of Deposit Rates **

Term Rate APY* With
Variable Rate IRA 1.00% 1.02% $ 10 Minimum Deposit
Variable Rate ROTH IRA 1.00% 1.02% $ 10 Minimum Deposit
6 Month Fixed Rate IRA .30% .31% $ 2,500 Minimum Deposit
12 Month Fixed Rate IRA .50% .51% $ 500 Minimum Deposit
48 Months 1.40% 1.43% $2,500 Minimum Deposit

* APY means:  Annual Percentage Yield

** Interest rates are subject to change without notice

** Penalties may be Imposed for early withdrawal

** Fees may reduce earnings