Buying your first home can be a little intimidating. As if getting a mortgage approval isn't complicated enough, there are so many other things to understand...appraisals, taxes, you name it. That's why we are so happy that we got our first mortgage through Wallkill Valley Federal. They walked us through the entire process and explained everything in terms we could understand. They took our endless phone calls and patiently answered all of our questions. Their guidance and advice made what is so often a difficult process easy and painless.
Not only were they helpful, but they also had great rates and their closing costs were low. Wallkill Valley Federal says they treat you like a neighbor, not a number and you know what... it's really true. Whether it was our first mortgage or our tenth, we would definitely do it through Wallkill Valley Federal.