8 Tips to Protect Your Identity
Identity theft continues to be one of the fastest growing crimes in the
United States. In the U.S., 12.6 million people – or 1 out of every 20
consumers – were victims of identity fraud last year. Wallkill Valley Federal Savings & Loan recommends
following these tips to keep your information – and your money – safe.
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Don’t share your
Don’t provide your Social Security number or account information to anyone who
contacts you online or over the phone. Protect your PINs and passwords and do
not share them with anyone. Use a combination of letters and numbers for your
passwords and change them periodically. Do not reveal sensitive or personal
information on social networking sites.
Shred receipts, banks statements and unused credit card offers before throwing
Keep an eye out for missing mail
Fraudsters look for monthly bank or credit card statements or other mail
containing your financial information. Consider enrolling in online banking to
reduce the likelihood of paper statements being stolen. Also, don’t mail bills
from your own mailbox with the flag up.
Use online banking to
Monitor your financial accounts regularly for fraudulent transactions.
Monitor your credit
Order a free copy of your credit report every four months from one of the
three credit reporting agencies at annualcreditreport.com.
Protect your computer
Make sure the virus protection software on your computer is active and up
to date. When conducting business online, make sure your browser’s padlock or
key icon is active. Also look for an “s” after the “http” to be sure the
website is secure.
Protect your mobile device
Use the pass code lock on your smartphone and other devices. This will make
it more difficult for thieves to access your information if your device is lost
or stolen. Before you donate, sell or trade your mobile device, be sure to wipe
it using specialized software or using the manufacturer’s recommended
technique. Some software allows you to wipe your device remotely if it is lost
Report any suspected
fraud to your bank immediately